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Tunjukkan catatan dari Disember, 2009

RPGT only for real estate gained within 5 years

Alhamdulillah... complaints from property buyers through newspaper and blogs are heard. Our PM has just announced yesterday that RPGT will only be imposed on properties gained within 5 years. meaning that, if you buy the property more that 5 years ago, no tax on you. The tax rate is remain at 5%. Thank you Datuk Seri Najib. for more info, read the news here http://www.kosmo.com.my/kosmo/content.asp?y=2009&dt=1224&pub=Kosmo&sec=Negara&pg=ne_10.htm http://thestar.com.my/news/story.asp?file=/2009/12/24/nation/5362869&sec=nation -- Rohaniah Noor rohaniahnoor@gmail.com http://rohaniahnoor.blogspot.com

bilik untuk disewa di taman putra permai

Kawan saya menyewa di taman putra permai dekat dgn jusco equine, serdang. Beliau memberitahu saya semalam bahawa bulan feruari ni dua bilik di rumahnya akan kosong. sorg housemate berkahwin, sorg lagi dapat kuarters di putrajaya. so, kalau anda mencari bilik untuk disewa di area2 equine ni, boleh hubungi beliau, kak ain di nombor 0123956061 sewa rm 200 satu bilik. perempuan muslim sahaja. -- Rohaniah Noor rohaniahnoor@gmail.com http://rohaniahnoor.blogspot.com

1120 Park Avenue dah hampir sold out

Siang tadi saya ke show house 1120 Park Avenue. Ramai sungguh yang datang. chineese dan melayu. masa saya datang tu ada 6 unit je lagi yang tinggal. itu pun di floor paling bawah. paling murah dalam 186K. apa yg menarik tentang projek ni adalah: -lokasi yg strategi. dekat dgn sunway, subang jaya, puchong, jln klang lama, kuchai lama, bangsar. - developer yg mempunyai reputasi yg baik. Mereka ni merupakan developer yg membangunkan kondominiun papillon di taman desa. -Harga dan maintenance fee yg sgt menarik. namun begitu, harga yg menarik ini diimbangi dengan hanya kemudahan yg basic je yg ada si kondo ni., gym pun takde.. -hanya bayar 10% sahaja, tiada progress payment sepanjang 3 thn development. developer pula akan refund wang rebet dlm bentuk bayaran bulanan selama setahun setengah lebih kurg rm600++ sebulan. yang kurang menarik - leasehold - tapak bekas lombong bila saya tinggalkan show house tu, satu unit dah dibeli. so, setakat pukul 1.00 tghari tadi, ada 5 unit lagi. melihat ke...

exam result dah keluar

exam result utk semester ke5 saya telah keluar. alhamdulillah.. lulus semua.. malah lebih baik lagi result kali ini. lebih baik dr last sem. alhamdulilalh.. dalam pada saya sibuk membantu kawan saya menyiapkan rumah mereka di vista angkasa dan kajang, ditambah dengan rumah domain saya dan mazni sendiri saya masih berpeluang study dan buat assignment sebaik mungkin. terima kasih kepada rakan2 study kerana saling bantu membantu.. mazni, huda, anim, mayah, asmath, zee.. terima kasih banyak2.. syukur juga kerana korang semua juga lulus semua paper kali ni. terima kasih juga kepada rakan2 saya yg lain yg mendoakan saya dlm pperiksaan ni.. kepada ayat yg menghantar sms mberi semangat kepada sha yg suatu masa dulu masa saya di sem 1 dia pernah ckp kat saya, " mula2 mmg tak pandai.. lama2 pandaila.." terima kasih kepada adik saya itah yg banyak mbantu menguruskan rumah saya semasa saya sibuk exam.. hehehe... kepada mak, terima kasih atas doa dan sokongan dr diam dan kepada semua yg m...

negatif cashflow.. should buy or not?

this entry is conjunction with one of my old friend's dilemma whether to buy or not to buy an apartment in shah alam. friend, if you want to buy an apartment for solely investment purpose then you calculate that the monthly payment is rm750 and let say the maintenance is rm150 so, your monthly commitment is 750+ 150 = rm900 excluding quit rent and assessment then you find out that the projected or current rental asking price is only rm850 and according to the location, the capital appreciation will not going to increase tremendously within 5 years what should you do? my advice is just simply dont buy you have negative cashflow of rm50 per month rm50 * 12 months = rm600 loss per year if you hold it for 5 years means 6,00* 5 years = rm3,000 loss per months we invest to make profit right.. so dont buy. buy many other properties that surely and very high probability will give you a positive cash flow. there are lots of these profitable property out there.. just find them. once you get ...

kawan baru - owner domain

petang semalam saya telah berjumpa dan borak2 dgn seorang kenalan baru.. dah kenal lama tru blog saya dan phone tp ni baru berjumpa seorang tuan punya domain @neocyber yg telah gunakan saya as referral. alhamdulillah.. dia dpt kunci bulan lepas, terus furnish dan sekarang dah pun disewakan dgn harga rm1700 satu rumah terus kepada expat. tahniah! terima kasih juga kerana belanja saya makan.. :)

nak pasang streamyx?

pada masa sekarang ni dah ada bermacam alternatif broadband atau jalur lebar yg boleh kita pilih.. ada streamyx.. celcom broadband.. maxis broadband.. digi broandband.. P1 wimax.. amax wimax.. dan macam2 lagi yg akan muncul. dulu saya pakai celcom broadband. mmg syok bila pergi mana2 ada line internet. tp internet tu laju bila kat area2 tertentu je.. area yg hot.. mcm tgh2 bandar kl.. kuching.. kota kinabalu.. tp bila kawasan tak berapa hot, harapkan gprs je.. lembab giler! masa tu.. thn 2007 - awal 2008, saya ingat lagi.. kat jln klang lama pun cuma dpt gprs. tak dpt 3G! kat putrajaya pun.. kat rumah sewa saya di desa pinggiran putra lagi teruk. elok lagi di rumah saya di jengka. bila pindah kajang pun saya kechewa.. last-last saya terminate celcom broadband tu. puas hati then saya teringat kalau kat pejabat, bila kami nak dload atau akses internet melibatkan data yg banyak, kami suka guna sambungan kabel. istilah sebenarnya adalah wired. walau sehebat mana pun wireless atau wifi, wir...

Metropolitan square

Today and tomorrow, 5 and 6 December 2009 are the official launching days of metropolitan square. metropolitan square is one more serviced residence by Saujana Triangle Sdn. Bhd., a member of MK Land in Damansara Perdana. It is leasehold, offered in 4 different size and layout. the smallest unit is studio apartment of Type R : 450 sqft then followed by Type P: 650sqft, Type O: 725 sqft, Type Q: 888 sqft and Type S : 1166sqft as the biggest. It is expected to be completed by July 2010. The maintenance fee is set at RM0.275psf. Price range from RM149,900 - RM664,300 according to the unit. Located at Damansara Perdana, it is 1 Mins to IKEA, Tesco, the Curve, Cinnesleisure, 1 Utama 5 mins to Mont Kiara/Sri Hartamas/PJ/TTDI/Bangsar 20-30 Mins to KLCC Easy access to various expressway/highway . Yesterday i contacted Saujana Triangle, the officer told me that the Type R 450sqft is sold out. the smallest unit available now is Type P with the lowest price of RM 230,000. There are 7% bumi disco...

No more interest rate war!

Bank which already follow standard rate set by Bank negara are as follows: Hong Leong = BLR - 1.8 CIMB = BLR - 1.8 Alliance - BLR - 1.8 and some other bank i have not surveyed. This standard rate comes with non-zero moving cost. no more zero moving cost. You need to pay the legal fee of the loan agreement and matters. However, there are still banks offering the old rate, fighting to be exempted or delay of enforcement of the standard rate. Some of them are: Eoncap Islamic: BFR - 2.3 Public Bank BFR - 2.2 Maybank Islamic BFR - 1.9 This is just a few banks which offered housing loan to my friends and blog readers recently. It is just for you to glance trough. It is not the real representation from the bank. for confirmation or more info, please contact the respective bankers. hm.. the standardization of home loan interest rate, plus the reintroduction of RPGT without time limit.. what will happen to next year's real estate industry? can we eliminate all the speculators? is it really...