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Tunjukkan catatan dari Januari, 2009

deed of assignment / Surat Ikatan Penyerahan Hak

yesterday i went to class.. class of constitutional law 2, tought by Prof Shad Saleem Faruqi, our respectable constitutional expert. Then anim (my lovely classmate and dedicative senior staff of Hasnan Hamzah) came. She brought along 4 copies of Deed of Assignment or in Malay we called it Surat Ikatan Penyerahan Hak. It declares the transfer of ownership of Vista Angkasa unit from the vendor to me. I signed all the copies by using En Hasib's pen since neither anim nor I have wet-inked pen (i forget what people call it in English.. owh.. my english is so bad.. sigh..). Anim told me, after this, the kind and generous al-rajhi bank will pay the vendor's bank in full. And now anim start to call the unit as my house, no longer kak munirah's house.. What a proud..

BLR is going down .. going down..going down..

I wake up this morning, switch on my Gemilang Cekal television and click button no1 at the remote control for TV3.. owh.. MHI is on the air.. the personalities are reading today's newspaper headlines and articles. let it be the background sound, i go to bathroom to brush my teeth. Suddenly, an article they read from Berita Harian attracts me.. really attract all my mind and entice my body to move out to the front of the TV. The news is Kadar faedah tempatan turun 0.75 peratus lagi means OPR rate from Bank Negara is lowered again!! from 3.25% to 2.5%.. wow!! this will result BLR to be lowered too, quickly i spot it. and yes.. it will be 5.75% then.. what a good news to all real estate investors and future buyers.. So, come on friends.. let us sing.. BLR is going down.. going down.. going down.. BLR is going down.. Bank Negara say it.. :)

Once Najib is PM.. and government home loan

This early morning, I found one article in Berita Harian that really attract me. ‘Keperluan penjawat awam dipertimbang’ DATUK Seri Najib Razak berkata, beliau akan memberikan pertimbangan terhadap semua permintaan dan keperluan kakitangan kerajaan apabila menjadi Perdana Menteri kelak. Timbalan Perdana Menteri berkata, kerajaan komited memenuhi setiap permintaan kakitangan kerajaan jika mempunyai kemampuan berbuat demikian dan ia hanya boleh dilaksanakan jika rakyat memilih pimpinan dan kerajaan yang berkemampuan melakukannya. Hm.. that is his promise recorded. Sharing the article to my officemates, one of them asked me. "So, once Najib become PM, what do u want him to consider?" Without thinking, i responded, "I want him to amend Arahan Perbendaharaan (Treasury Order). I want government to allow all civil servant to hold two home loan package simultaneously, without needed to pay off the first loan, as long as it is still below their eligible loan limit....

pelangi semenyih

Yesterday, i did not come to the office today. having a light fever. my head felt like spinning, resulting me to lost my balancing when standing up. Sent sms to officemate, telling about the emergency leave i am taking, and layed on bed until 12.00 p.m when i realised my head is now ok but my stomach feels hungry. huhuhu... In between, a friend called me. Asking me to check my email. She forwarded an email from her sister about pelangi semenyih's terrace house new development project she interested to buy. The project itself is so familiar to me. It is a Metro Kajang new project; Phase 8. They also now are selling single storey houses, completed with CF under build and sell scheme. The price starts from rm150k, as advertised in  their website . All are FREEHOLD Unable to get the price for the phase 8 from the website, i called one of the agent. He told me that it starts from 190k. The corner lot unit will start from 290k. From my personal opinion, this is a good project, espe...

Vista Angkasa - Loan Reimbursement

Just now, anim, my friend from Hasnan Hamzah informed me that they have received a cheaque from alrajhi for the balance payment of the vista house from my home loan account to the vendor through the lawyer as the stakeholder. This means that, in a very short time, alrajhi will reimburse the Maybank the balance of the vendor's loan. Also means that the house purchasing procedure is almost complete.. After that, the 'konon-konon' kondo will be legally mine.. hehehe Happy new year to me.. Good to celebrate it with this very good news. alhamdulillah... SO, talking about new year? do you all have ur' azam' written down already? mine is not yet but it is clearly in my unconscious mine.. I will list down my 'azam' which is actually things solely depends on my initiatives and struggles to achieve.. not something to do or depends with someone else's emotion or feeling.. come on.. u still can live happily standing on your own foot.. looking after your mom, hel...