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Tunjukkan catatan dari Januari, 2011

be careful with real estate agent.. ops negotiator

hm.. lots of books talk about how to pick the right tenants. but very little, hm.. in face i haven't found any, talks about how to pick and deal with genuine and honest real estate negotiators. yeah.. most of agents we deal with are only negotiator... not agents. agents are those professional with his/ her own E number. passed the exam and registered with the board of valuers, appraiser and real estate agents malasyaia. negotiator is anybody.. no specific regulation. just ask for the appointment with the registered agent and no specific requirement even to study the law... then they claim to everybody they are agents.. haha... that is why lots of cases and complaints about negotiators. especially on subsale cases.. hey, some of them des not really care about ethiques.. they just want money. your money as the buyer as their commission. They can help you but they can also take advantage on you. Be careful! let say they want to sell prop A one buyer pay booking fee.. 3% then buyer ge...

esok mengecat

esok saya akan membantu kawan saya mengecat rumah. tengahari ni pergi beli cat dulu. kawan saya baru dpt kunci utk rumah subsale yg dia beli. lokasi taratak muhibbah harga jual 58K, markup snp jadi 65K memang terbaek dr ladang la.. oleh kerana dier tak biasa sangat dgn kerja2 mengecat ni, maka otai dan planner adalah saya so tghari ni saya yg akan shopping cat. pemilihan warna adalah atas kebijaksanaan saya.. hehehehe bijaksana sangat la kan.. teringat pulak projek2 mengecat saya sebelum ni. saya dgn adik2 saya dan mak saya.. pernah sama2 mengecat rumah kami di pahang masa saya sekolah menengah then lama tak mengecat... hingga lah pada thn 2008 apabila penyewa rumah adik ipar saya keluar. rumah di taman putra perdana, puchong. condition cat rumah tu pada masa tu sungguh teruk. banyak kulat dan terkopak2. kami kena mengecatnya semula sebab kami nak cari pengganti penyewa secepat mungkin. lgpun adik saya tu duduk kuantan. so kena la setlle cepat sebb esoknyanak kena balik kuantan dah.. t...

my nice tenant moving out

sad to read a message from one of my beauty and nice tenant is moving out. all the best to you. thank you for taking care of my house all this while. hm.. if tenants are good, feel so sad looking them moving out. because we dont know whether the next tenant are ok as the previous one or not. however, if the tenants are so bad, we tried all our hard to kick them out.. hehehe syooh syooohhhh

How to Identify Investment Grade Shop-Offices in the Same Location by Peter Yee

Last Thursday is a Thaipusam Day. Public Holiday. I am very thankful because i am among 10 other people to get the offer for a special course by Dr Peter Yee on 'How to Identify Investment Grade Shop-Offices in the Same Location'. The venue is in his own office at Bandar Baru Selayang. It is a half-day seminar but packed with practical tips and techniques on how to select the A grade commercial property. He even brought us around the area and shows which is grade A, which is Grade B and so on and WHY? Lots of factors complement a Grade A one.. accessibility from the main road, visibility of the unit, the sun direction, what is the parking lots facing to, how many parking lots available in front and behind it, etc. He also answered our questions on the spot about the units. After the viewing, we have indoor session where Dr Peter discuss more on the slides together with some other related matters such as the financing matters, holding property under company name and the flipping...

salah keluasan

Saya telah membeli sebuah apartment di KL pada tahun 2008. pembelian secara subsale, dari seorang wanita Melayu, Kak M, yang juga merupakan pembeli ke2 rumah tersebut. Ini bermakna, saya adalah pembeli ke3. Hanya kak M mempunyai akses kepada salinan s&p asal rumah tersebut. Saya hanya menerima salinan s&p Kak M sahaja. Di dalam salinan s&p kak M, tercatat keluasan rumah tu iaitu 1040 sqft. Jadi, s&p saya pun tulis 1040 sqft la. Tahun 2010, rumah tersebut dah keluar strata title. Alang-alang buat strata title, saya refinance rumah tu. Berdasarkan keluasan tu, valuer memberi nilaian 200K kepada rumah tersebut. Dapatla refinance 90% dr 200K. Tiba2 semasa valuer datang membuat penilaian rumah ni, mereka perasan sesuatu. keluasan di dalam strata title yang keluar hanyalah 900++.. tak sampai 1000 pun... valuer ni kata, disebabkan keluasan yang sebenar ni kurang dari 1000 ,valuer tak mau kasi 200K. nasib baik bank boleh dapatkan valuer lain yg tetap boleh bagi penilaian yg sam...

Pinjaman Perumahan Kerajaan

Pagi ini saya sempat membaca sepintas lalu pekeliling ini. PEKELILING PERBENDAHARAAN BIL. 5 TAHUN 2011 yang berkuatkuasa mulai 2011. Ada beberapa perkara yang menarik perhatian saya yang merupakan penambahbaikan dari kaedah lama tawaran pinjaman kerajaan ini. 1) Pinjaman kerajaan ditawarkan utk pembelian rumah lelong yang dilakukan oleh Perbendaharaan Malaysia. Sila rujuk perkara 3.10 iaitu: 3.10 Pinjaman bagi pembelian hartanah lelongan Perbendaharaan Malaysia adalah dibenarkan tertakluk kepada syarat di Lampiran A4. 2) Permohonan pinjaman bagi pembelian rumah subsale yang hanya mempunyai master title DIBENARKAN. Rujuk perkara 3.7 iaitu: 3.7 Pinjaman bagi pembelian hartanah yang telah siap di pasaran sekunder adalah dibenarkan tertakluk kepada syarat di Lampiran A2 atau Lampiran A3. 3) Tempoh bayaran balik pinjaman dinaikkan. Kalau pemohon tu pegawai Skim berpencen, tempoh bayaran hingga 360 bulan atau sehingga umur 90 tahun. Rujuk perkara 10.11 10.1.1 Bayaran balik bagi peminjam Sk...

i wonder why

hm.. just a short entry i am wondering when the government want to impose Loan-to-Value to 70% only for the 3rd house onwards, it takes effect immediately. i remember I got the news from the television somewhere around 8.00 pm, and the rules starts tomorrow. But, when the government announced in the 2011 Budget last year that first home buyers will enjoy 100% loan, it is still not effected up until now. No circulars from Bank Negara to any banks.. nothing.. up until now. SO, why double standard?

Property Virgin Jan 2011 by matjoe

Hi all i feel very lucky because the famous, handsome, inspiring and charismatic blogger matjoe volunteer himself to be the first person to share his property virgin story here.. what an opportunity for us to read his experience. Thank you very much to matjoe! Profile: Nickname: matjoe Gender: male Marital Status : married with one kid Age on the first purchase: 25 Year on first purchase : 2006 Website: www.matjoe.com what is your first property?Where is it located? Mentari Court, a medium low cost apartment at Bandar Sunway Is it for own stay or for investment? It's for investment Have u studied on property investment before the purchase? How? I didnt buy any books in regards to property investment yet at that time. But i know all along that property is a good investment. what makes you decide to buy it? can u tell me the stories behind? It was my housemate who play part in convincing me to invest in property. Seeing him buying his second property make me jealous. So, one day he ...

Nadayu 92

Since few months ago, i keep wondering about this project. Nadayu 92. Because it is located on the way out from my house to Jalan Reko. Near Kajang Hill Golf Club. From a jungle, all trees down and the land cleared. The bad condition of road from jalan reko inside, passing through the tunnel has been repaired and upgraded. Few show house with amazing design built. I know this gonna be an exclusive gated and guarded landed residential home for rich people to stay in elite way in kajang. eh eh.. i think all buffaloes and cows normally found lepaking this area also gone la.. hehehe Last 2 weeks is the lauching, i guess because suddenly lots of rich cars park outside the sales office. I was so busy at that time. Luckily, yesterday i able to drop by. Nadayu 92, a new project by Mutiara Goodyear Development Bhd consists of 2 storey houses, 2 1/2 storey houses and 3 storey houses. The cheapest for the 2 storey house is rm459K. WOW! very expensive for this area. Last year, new project in seks...